WealthSpring Terms & Conditions

WealthSpring ("WealthSpring", "we", "us", "our") provides structured investment journeys designed to help individuals build long-term wealth through disciplined, goal-oriented investing.

These Terms form a binding legal agreement between you (the "Investor", "you") and WealthSpring. Continued use of the platform constitutes ongoing acceptance.

The following terms have specific meanings throughout this document:

• "Account" — your registered WealthSpring investor profile.
• "Wealth Goal" — an investment objective you create within your Account.
• "Wealth Tier" — one of the structured tiers (W1 to W6) that defines the investment horizon and access rules of a goal.
• "Funding" — capital you transfer into a Wealth Goal via supported payment methods.
• "Withdrawal" — capital you request to receive back, subject to Wealth Tier rules.
• "Statement" — a periodic record of holdings, transactions, and performance.

You must be at least 18 years old and legally capable of entering into binding contracts in your jurisdiction.

You must not be subject to any sanctions or restrictions that would prohibit your use of investment services.

You agree to provide accurate, current, and complete information during registration and to keep your information updated. You are responsible for maintaining the confidentiality of your login credentials.

WealthSpring may refuse, suspend, or terminate any registration at its discretion to protect the integrity of the platform.

You are solely responsible for the suitability of any investment decision you make within your Account, having regard to your personal circumstances, objectives, and risk tolerance.

You agree to comply with all applicable laws, including tax reporting obligations in your country of residence.

Funding is processed via supported payment providers, including bank transfer and PayFast. Funds are allocated to the Wealth Goal you select at the time of funding.

Withdrawals are subject to Wealth Tier access rules. Early withdrawal may be unavailable or subject to penalties as disclosed within the platform at the time of request.

Each Wealth Goal operates as an independent allocation with its own funding history, performance, maturity date, and statements. You may create multiple Wealth Goals subject to platform limits.

Wealth Tiers (W1 Foundation through W6 Infinity) define the investment horizon and access rules of a Wealth Goal. The tier recommended to you at onboarding is informational and may be changed when creating a new goal.

Tiers exist to encourage disciplined, long-term investing. They do not guarantee any return.

Statements, certificates, and tax documents are made available within your Account. You are responsible for reviewing them promptly and notifying us of any discrepancy within 30 days.

Applicable platform, administration, and product fees are disclosed within your Account and may be updated from time to time with reasonable notice. Third-party payment provider fees may also apply.

All content, trademarks, software, and design elements of the platform are owned by WealthSpring or its licensors. You receive a limited, revocable, non-transferable licence to use the platform for personal, non-commercial purposes.

To the maximum extent permitted by law, WealthSpring shall not be liable for any indirect, incidental, consequential, or punitive damages, or for any loss of profits, revenue, or investment value arising from your use of the platform.

Nothing in these Terms excludes liability that cannot lawfully be excluded.

We may suspend or terminate your Account where required by law, where we suspect fraud or abuse, or where you materially breach these Terms. You may close your Account at any time, subject to settlement of any open positions.

These Terms are governed by the laws of the Republic of South Africa. The courts of South Africa have exclusive jurisdiction over any dispute arising out of or in connection with these Terms.

Questions, complaints, or requests relating to this document should be directed to our Compliance team.

Email: compliance@wealthspring.capital Website: https://wealthspring.capital Postal Address: Suite 12, Stanley & Dock Road, Cape Town City Centre, Cape Town, 8001, South Africa